Most reviews aren’t about its Clear Access account specifically, although we found that one customer was ecstatic about how his Wells Fargo Clear Access Banking account seamlessly transitioned into a regular checking account. Its Trustscore is along the same vein, coming in at 1.3 out of 5 stars based on nearly 747 reviews. As of July 2022, it holds a 1.08 out of 5-star BBB rating based on 571 customer reviews and has a whopping 4,491 complaints lodged against it in the last three years. Wells Fargo doesn’t have many fans on the Better Business Bureau (BBB) or Trustpilot. Wells Fargo Clear Access Banking reviews and complaints But if they’re 18 or older, they can open the account online. If your teen is between the ages of 13 and 17, you and your child must visit a local branch to open this account. Some teen checking accounts, like Axos Bank First Checking and Alliant Credit Union Free Checking, earn a modest interest rate to reward your teen for developing good money habits, but this one doesn’t. Unlike other checking accounts, Clear Access Banking doesn’t support check-writing capabilities. There are a few drawbacks to consider before opening a Clear Access Banking account: Wells Fargo charges $2.50 for using domestic ATMs outside of its network, and the bank charges a $5 fee for using ATMs outside of the United States. ![]() And if you add your account to a digital wallet, you can use Wells Fargo ATMs with your smartphone instead of your debit card. You can access your Clear Access Banking account from any of the more than 13,000 ATMs in Wells Fargo’s nationwide network. You or your teen can contact customer service at any time if you have questions or concerns about your account. But if you’re 25 and older, you’ll no longer qualify for a fee waiver will have to pay $5 a month. If you’re 13 to 24 years old, you won’t pay a monthly fee.
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